WorldRemit: Uburyo bwiza bwo kohereza amafaranga bwageze mu Rwanda

Carine Umurerwa,  uhagarariye WorldRemit  mu Rwanda

Niba hari igihe inshuti yawe iba mu mahanga  yakoherereje amafaranga, niba utuye kandi ukorera muri Diaspora wifuza kohereza amafaranga habonetse uburyo bwiza bwo kuyohereza hakoreshejwe ikoranabuhanga.

Iki cyorezo cyagize uruhare rukomeye mu kuzamura servise zo kohererezanya amafaranga hakoreshejwe ikoranabuhanga. Abaje ku isonga mu gukoresha cyane iri koranabunaga rya digitale ryo guhererekanya amafaranga ni abakinnyi, Mu gihe tugezemo birakwiye ko abaguzi bamenya guhitamo servise zijyanye n’ibyo bakeneye.

Kumenya iyi servisi igezweho y’uburyo bwa murandasi ni ngombwa waba wakira amafaranga cyangwa cyangwa se uyohereza.

Muri iki gisata cy’imari hakoreshejwe ikoranabuhanga twahisemo gukoresha  WorldRemit isosiyete ikora ibijyanye no kohereza amafaranga ku Isi ifite icyicaro gikuru i London mu Bwongereza kandi ubu ikaba ikomeje kwaguka kuko ubu ikorera mu bihugu bisaga  150 ku Isi.

 Kohereza amafaranga

Iyi ni servisi igufasha kohereza amafaranga mu bihugu birenga 50 mu buryo bworoshye ndetse bwihuse naho kubakira amafaranga iyi serivisi igera mu bihugu 130 hakoreshejwe uburyo bwa WorldRemit cyangwa binyuze ku rubuga rwayo rwa Internet ruboneka kuri Android ndetse iOS.

Diaspora Nyarwanda yiganje muri Leta Zunze Ubumwe za America, Canada, Ubwongereza, u Bufaransa, Ubudage n’ibindi bihigu byo ku mugabane w’Uburayi hakiyongeraho ibihugu bya Australia, Aziya na America. Kugira ngo ubone uru rutonde rwose kanda HANO.   .

Kwiyandikisha muri “WorldRemit” birihuta kandi biroroshye. Kuko kwiyandikisha muri WorldRemit bihuzwa na konti yawe ya banki, ikarita cyangwa telefone yawe cyangwa se mudasobwa yawe igendanwa (Laptop). Mu minota mike iki gikorwa cyo kohereza amafaranga kiba kimaze gutungana mu buryo busobanutse ndetse n’amafaranga yose yanditse neza.

Kohereza amafaranga ukoresheje uburyo bwa digitale bwa  WorldRemit, burizewe ijana ku ijana kandi burahendutse kuko ukoresha ubu buryo aba yizeye umutekano w’amafaranga ye kuko atayagendana mu ntoki

Kwakira amafaranga

Ku bantu bakira amafaranga bo mu Rwanda, WorldRemit mu mahitamo yabo harimo kuyakira hakoreshejwe uburyo bwa telefone igendanwa. Amahitamo menshi akaba asobanura uburyo bworoshye ku bantu bakoresha iyi servisi. N’amafaranga make aroherezwa ayo akaba yafasha mu kubona Ikarita yo guhamagara (Airtime) cyangwa abakora imirimo ikenera kuba umuntu afite Internet.

Ibyo twakundaga

+Umutekano ku isonga

  • WorldRemit irizeza umutekano usesuye abayikoresha bakoresheje telefone cyangwa Urubuga rwayo rwa Internet, igashimangira ko ayo makuru ntawundi ushobora kuyabona.
  • Mu gukoresha iyi serivisi yo kohereza amafaranga, uburyo umutekano wayo ugomba kurindwa no kubika ibanga ry’umukiliya ni ibintu WorldRemit iha agaciro cyane.

+24/7 uhabwa ubufasha

  • Abashinzwe gutanga servisi muri WorldRemit bakora amasaha 24 kuri 24 kugira ngo umuntu wese uhuye n’imbogamizi ahabwe ubufasha. Nubwo turi mu gihe cyo gukoresha ikoranabuhanga, ntibikuraho ko abantu bakenera ubufasha bwihuse mu gihe gikwiriye cyane cyane mu gihe wizeye ko amafaranga akugeraho cyangwa se wayohereje.

+Kwibutsa bigamije gutanga icyizere

  • Kwibutsa abakiliya ibibakorerwa ni ingenzi kuko bituma habaho gukora isuzuma mu bijyanye n’ibibakorerwa. Iyi porogaramu ifite icyegeranyo cy’inyenyeri 2 kugera kuri 5 kuri Google Play, yakiriye ibisobanuro bisaga 125,000 kuri 5 mu bijyanye no gusuzuma iyi sosiyete (TrustPilot) igiteranyo kigera ku nyenyeri enye.

+Uburyo bworoshye, bwihuse kandi buhendutse

  • Nk’uko byerekanywe WorldRemit itanga servisi yihuse,ndetse ikagira n’ubushobozi mu buryo bworoshye kandi buhendutse. Ni byiza kandi kwihitiramo uburyo bwo kwakira amafaranga ukoresheje uburyo buhari yaba uburyo bwo kuyabikuza, uburyo bwo kwishyura, Mobile Money no kuyabitsa kuri Banki.

WorldRemit abo turi bo

Turi sosiyete ikorera ku Isi iyoboye mu buryo bwo kohereza amafaranga ifite igice cya   Zepz, itsinda ryakataje mu buryo bwo kwishyura ku Isi.

Abatubanjirije bahungabanyijwe n’imikorere yacu myiza mu kohereza amafaranga mu bihugu bitandukanye byo ku Isi. Imikorere yacu irizewe, irihuta kandi ku giciro gito.

Kugeza ubu twohereje amafaranga mu bihugu 50, ariko yakirwa mu bihugu 130, twohereza amafaranga muri koridoro zirenga ibihumbi 5, tukagira abakozi barenga 1,200 ku Isi.

WorldRemit  ikoresha uburyo bwa digitale ijana ku ijana bufasha kutagendana amafaranga mu ntoki mu buryo bw’umutekano wayo.

Iyi sosiyete ya WorldRemit  itanga uburyo butandukanye burimo kubitsa muri banki, gukusanya amafaranga no kwakira amafaranga binyuze kuri telefone igendanwa.

 Accel, TCV na Leapfrog bemeza ko WorldRemit’s ifite icyicaro gikuru i London mu Bwongereza ikagira amashami muri Leta Zunze Ubumwe za Amerika, Canada, Australia, Malaysia, Afurika y’Epfo no mu Bubiligi www.worldremit.com

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